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Understanding Auto Insurance 

Auto insurance is essential in protecting you and others on the road from potential accidents. We offer automobile insurance that meets your specific needs and budget. Our policies include coverage for liability, collision, and comprehensive damages. Get a free quote today and drive with peace of mind.

What do Auto Insurances offer? 

Auto insurance varies from state to state. Depending on the coverage policy you choose, your coverage varies. The policy you choose will protect you and your loved ones. Here are some of the most popular coverages: 

Collision Insurance 

This part of your policy helps cover damage costs if you are involved in a collision. 

Liability Insurance

This part of your policy covers any damage you cause to others if you are at fault in a car accident. There are two kinds of coverage included in liability insurance: Property Damage Liability and Bodily Injury Liability.

Comprehesive Insurance 

Provides coverage against theft and damage caused by an incident other collision such as fire, flood, vandalism, or extreme weather conditions. 

Medical Payments 

This portion of your policy helps cover the costs of the medical bills of you and your passengers if you are involved in a car accident.

Motorcycle Insurance

If you own a motorcycle, it has to be insured. Depending on where you live, there are different laws. The right motorcycle insurance policy is essential, which can help protect you financially if you are involved in an accident or the motorcycle is stolen or damaged. 

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What does Motorcycle Insurance cover?

The coverage provided by your motorcycle insurance may vary depending on what is included in your specific policy. Some aspects may be:

  • Liability protections for injuries that may happen to you or others while you are riding your motorcycle 

  • Property damage caused to your motorcycle caused by a collision with another object 

  • Property damage to your motorcycle caused by fire, theft, vandalism, or other covered losses

  • Towing 

  • Roadside assistance 

How to get Motorcycle Insurance?

If you have a motorcycle and are looking for the right insurance, we’re here to help. Call Sega Insurance to discuss your motorcycle insurance needs and get a quote for a policy that’s right for you.

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